What are Uninsured Losses?
Uninsured losses are costs for which you are responsible. Examples are the policy excess, the cost of a hire car and any medical expenses you may incur. Simple Aftercare will pay any reasonable cost of legal proceedings against the person who is responsible for an accident that results in injury to you or uninsured losses being incurred.
For each incident settled against you, you will lose 2 years No Claims Bonus. So if you started your policy with 5 years No Claims Bonus and had an accident that was your fault, you would still have 3 years No Claims Bonus at the start of the next policy term.
If the incident is your fault your no claims discount will be reduced. However, your no claims discount may be protected if you have paid extra.
In the event of a theft claim your no claims discount will be reduced, as it is unlikely we will locate the culprits and recover the costs.